Seamless transactions
Financial inclusion
Digital transactions
Digital transactions are changing how people live and work, unlocking financial inclusion, better experiences and business growth. We help millions access secure, AI-powered services – such as payments, remittances and lending – seamlessly built into their daily life. With greater control and simplicity, we are scaling financial access for all.
Access to financial services
botim money, formerly PayBy, powers botim’s financial services and is one of MENA’s fastest-growing fintech platforms, offering a seamless, accessible gateway to everyday financial solutions.
Licensed by the Central Bank of the UAE, botim money advances financial inclusion by empowering millions with a comprehensive suite of services that simplify payments – from money transfers to remittances and lending.
Simplifying business payments
botim money for business is botim's B2B arm, offering a comprehensive and innovative digital payment platform tailored to meet the needs of businesses.
From advanced point-of-sale solutions to Wage Protection Systems, botim money for business enables seamless transactions across the region, driving payment efficiency and operational excellence at every touchpoint.